Everyone should try to prepare in advance for any big storm that might eventually make landfall. A plan lays out what needs to be done and avoids the frantic rush to figure things out at the last minute. While most of the population searches for plywood to board up windows and depletes the shelves of neighborhood grocery shops, your pre-fitted plywood shutters emerge from the garage and are promptly installed. And your already stored week’s supply of food and water will get a family through most crises.
A wise investment in the event of prolonged power outages is a high-quality whole-home generator that can run on your home’s natural gas or liquid propane line and will automatically start up during a power loss. Although they may be pricey, they quickly pay for themselves in terms of money saved by keeping your refrigerator operating, preventing mildew caused by the lack of air conditioning, or avoiding the expense of staying in a hotel while your property is unlivable.
If you decide to purchase a smaller generator, consider the most critical items you’ll need to power during a storm. Assure that you have enough gas securely stored to power the generator for a few days.
Additionally, you may consider purchasing a surge protection device for your complete electrical system.
This hurricane season insurance checklist will assist you in understanding your coverage and determining if it is sufficient to repair or rebuild your house and replace your goods if required.
Remember that your homeowners’ insurance covers temporary repairs caused by hurricanes and reasonable additional living costs over and above your usual living expenditures if you are forced to move.
However, since your homeowners’ policy does not cover flood damage, you may choose to investigate flood insurance. If you reside near the shore, you may also need a second insurance policy to cover damage caused by wind and wind-blown water damage.
If you have any concerns regarding the coverage provided by your existing policy or want to supplement it, contact your insurance expert.
A flood barrier is a detachable piece used to deflect or contain floods. Its principal function is to safeguard a residence or business from flooding by avoiding damage or blockage during floods.
Flooding may occur suddenly and unexpectedly. With a severe hurricane season expected, you must have the tools necessary to prepare. Flood protection barriers might assist you in warding off currents of water which will ultimately save most of your property.
If possible, oversized and heavy things should be carried within the garage or to higher ground.
High winds can blow essential things around, causing them to collide with your air conditioning unit or other components of your house.
Don’t forget to keep an eye on your air conditioning unit. Ascertain that the condenser is securely fastened to the concrete slab outside your house and that nothing could collide with the unit during severe winds.
During heavy winds, doors and windows are more susceptible to damage than other property sections. Flying projectiles, such as patio furniture or fallen tree branches, are a frequent source of harm.
Installing storm shutters before the start of hurricane season is one of the most efficient strategies to limit the risk of storm damage to doors and windows. If storm shutters are out of your budget, covering your windows and doors with sheets of plywood before a hurricane may assist in sealing these susceptible places.
Roof damage is typical during hurricanes since they expose roofs to the storm’s strong wind and pounding rain. Following a storm, you may discover that shingles or decking are missing from your top. You may see leaks inside your house or a sagging roof.
Water may wreak havoc on your roof’s structure, increasing the likelihood of a leak or roof collapse. Has your roof been examined before the start of hurricane season? You may want to consider installing truss tie-downs, commonly known as hurricane straps, to help protect your roof from severe winds.
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